David Zalik’s brilliant vision for GreenSky Credit

Making money over the long term is all about finding value where others fail to see it. In different industries, this can be accomplished by radically different means. One entrepreneur, David Zalik, proved a statement that Carl Icahn has made famous: You make the most money by doing the simplest things.

With his firm, GreenSky Credit, Zalik has turned a simple idea into an ever-expanding enterprise that is on the verge of a possible IPO, which analysts have valued at upwards of $10 billion. This is an astonishing story of growth and adaptation that has seen GreenSky go from a self-financed startup to being one of the most dominant players in the fintech industry.

Creating real value is always best

Zalik had two key insights in the creation of GreenSky. The first was that there were a tremendous number of home improvement customers who were abandoning projects due to a lack of liquidity. The second key insight was that these borrowers were high-end and they were doing projects that almost invariably created net value, meaning that the cost of the home improvement projects was less than the total that it added to the home’s value.

Zalik knew that if GreenSky could make loans to customers who were doing profitable deals that the chances of most of the loans being paid back in full and on time would be close to 100 percent. It is well known throughout the banking industry that customers who are making large amounts of money directly from the use of their loans are far less likely to slip into default. At the same time, the fact that these borrowers were among those with the highest FICO scores to begin with meant that they were already excellent candidates to loan to.

This further meant that GreenSky would have no trouble bringing onboard some of the top lenders in the industry. Today, GreenSky is making billions of dollars’ worth of loans each year, using the services of some of the top lenders in the industry, including Fifth Third Bancorp, Sun Trust and Region’s bank. Zalik has been coy, but there are currently rumors swirling of an IPO that could be worth up to $10 billion.

https://www.greenskyonline.com/greensky/password/forgot

Jason Hope Is Offering Support For Finding Cures To Illnesses and Diseases

If there is a way for you to live a longer life, would you want to take it? What if there was a cure that could help add ten, twenty or even five years to your life expectancy? Would you want to take it? For Jason Hope, a philanthropist and entrepreneur, he is standing behind the SENS Foundation. This foundation is searching for ways to build a healthier and longer lifestyle.

The first thing you have to know is that in order to have a longer life expectancy, you have to be able to take precautions ahead of time. An example of this would be, when you go to bake a cake, do you coat the bottom of the pan to avoid the cake from burning? If you said yes, this is the same theory behind trying to find a cure as a way to build a better tomorrow. You can find Jason Hope on Twitter @JasonHope for latest updates.

The SENS Foundation is actively searching for ways that they are able to create a longer life span by finding cures that can help slow the body down with certain diseases or illnesses that affect the life span of individuals.

One of the major illnesses and diseases that affects the body and cuts the span of your life is Alzheimer’s. The presence of gene in Alzheimer is going to diminish the quality of life by cutting back on what the body needs to be healthy. With the SENS Foundation, the hope is that someday they will find a way to cure these diseases and illnesses.

Jason Hope has always shared a passion for technology. He grew up in Tempe, Arizona. When he graduated high school, he went on to attend the business school and graduated with the purpose of helping others. The purpose was to let others know that there is hope for building a better tomorrow.

When asked about what you can do to help build a brighter tomorrow, Jason Hope is set to share how you can help through donations. You can donate your time or energy as well as financial support to the purpose of helping to find cures. Jason Hope spends a good amount of time helping various organizations out like the SENS Foundation.

Read more: Jason Hope Donates To Anti-aging Research Effort As Major Discovery Emerges

 

 

 

OSI Food Solutions is Fantastic

OSI Food Solutions is one of America’s Top 100 Food Companies. This is because they are innovative and excellent at getting the best solutions for people. They have a great following that always wants to know what they are creating lately. Since people trust OSI Food Solutions, they know they will be getting the best.

OSI Food Solutions Careers And Employment

Working for OSI Food Solutions is rewarding, both personally and professionally. People love working as a team that cares about their customers and their company. They are led by professionals that give them the respect that they deserve. The workers love to produce the great results that they see, and the future looks very good for this company.

This Company Has An Excellent Customer Service Department

With such a large company, they know that they need to have a customer service department that is both excellent and quick. Anytime a customer has a question, it will be answered as quickly as possible. The company prides itself in having trained and professional, customer service representatives that are knowledgeable in what they do. They have the experience that is needed, and they know their company inside and out. Customers are always treated with the respect that they deserve. To know more about the company click here.

This company has recently purchased the Tyson Food Plant. This is a beg deal for the company, and they are proud to have acquired this to add to their already respected name. In the future, this company will continue to be an expert at what they do. Since they are a leader in their industry, other companies look up to them and want to try to be as good as they are. Since this company has a solid, customer base and fantastic workers, it looks like they will fulfill what they want to do in the future.

Maintain the Benefits of Youth with Jeunesse Global, LLC

About Jeunesse Global, LLC

Most people want to continue to enjoy the benefits of a youthful body and mind into their mature adult years. Meeting the global demand for youth enhancement is Jeunesse Global, LLC, which both manufactures and distributes products that help individuals achieve their personal fitness, health, beauty, and mental clarity goals with nutritional supplements and skin care products.

In September of 2009, Randy Ray and Wendy R. Lewis collaborated to co-found Jeunesse Global, LLC. The billion-dollar company bases its worldwide headquarters in Orlando, Florida, U.S.A. Its retail products are sold in more than 100 distinct countries, and Jeunesse Global has offices in 32 of these. In the winter of 2017, Jeunesse Global’s product line grew to include its NV foundation line, which uses a micro-mist for optimal coverage. That same year, Jeunesse ranked among the world’s top direct sales enterprises.

The Youth Enhancement System, or Y.E.S., encompasses these nine product categories:

  • Balance
  • Beautify
  • Clarity
  • Defend
  • Diminish
  • Energize
  • Enhance
  • Rejuvenate
  • Restore

The Youth Enhancement System

Beautify is the cosmetics line. The nutritional supplements category is the largest single sector of Jeunesse Global, LLC, encompassing the Balance, Clarity, Defend, Energize, Enhance, and Restore product lines. Jeunesse’s skin care products are in the Diminish and Rejuvenate product lines.

The Beautify System

Bronzer, foundation, and NV primer cosmetics give the user the appearance of professionally airbrushed makeup. With nine shades, these cosmetics blend with a wide variety of skin tones.

The Nutritional Supplements

  • Balance nutritional supplements help maximize fitness.
  • Clarity supplements support memory and mental concentration.
  • Defend gel supplements deliver fruit-based antioxidants.
  • Energize is a line of low-calorie energy drinks.
  • Enhance is the daily multivitamin line.
  • Restore is the line of natural herbal dietary supplements.

The Skin Care Line

Jeunesse’s skin care line includes its Instantly Ageless micro-cream and the Luminesce skin care line, which includes everything from hydrating face masks to cleaners to moisturizers to the Advance Night Repair cream. All the products in Diminish and Rejuvenate help restore the appearance of youthful, radiant skin for a glowing, natural look.

https://www.facebook.com/JeunesseHQ/

Larkin & Lacey

When the Maricopa County Selective Enforcement Unit showed up at the doors of Jim Larkin and Michael Lacey, it proved to be an event that would sum up the hot-blooded feud between the newspapermen and former Sheriff, Jim Arpaio.

Over the years, Jim Larkin and Michael Lacey found themselves in a series of conflicts with Joe Arpaio, as tell of his inhumane practices and illegal misdeeds spread through their publication, Phoenix New Times.

Prior to their arrests on October 18, 2007, the Phoenix New Times had released information pertaining to an ongoing grand jury investigation, which, unbeknownst to Larkin and Lacey, included them. Read more: Village Voice Media | Wikipedia and Jim Larkin and Michael Lacey Make The List of Civil Rights Protectors | Philly Purge

The former heads of New Times Media would spend less than 24 hours behind bars, as the district attorney refused to prosecute. It would later be revealed that Sheriff Joe Arpaio had Jim Larkin and Michael Lacey due to tensions that had been brewing since he was elected to office in 1992.

Dubbed “America’s Toughest Sheriff, Joe Arpaio had a long history of implementing unsavory practices, which would often prove to be discriminatory towards the Latino population of Maricopa County. The jail run by Sheriff Arpaio, known locally as “Tent City,” came into the national spotlight once rumors regarding the conditions of the facility surfaced. Learn more about Jim Larkin and Michael Lacey: http://www.laceyandlarkinfronterafund.org/about-lacey-larkin-frontera-fund/michael-lacey/ and http://www.bizjournals.com/phoenix/potmsearch/detail/submission/6427818/Michael_Lacey

The culmination of these events would prove to play a roll in Joe Arpaio’s rapid fall, most notably regarding his failure to garner reelection, and a number of consecutive lawsuits. As if Joe Arpaio could sense that the end was nearing, he decided to align himself with Donald Trump during his presidential campaign.

The public support from Joe Arpaio came at a time in which many people didn’t believe that Donald Trump had a legitimate chance at the presidency.

In July of 2017, Joe Arpaio was formally charged with contempt court during the Melendres case – a charge that would have possibly led to prison time. In what would be his first, the President of the United States issued a presidential pardon to Joe Arpaio, relieving him of the charges.

Despite having a new Sheriff in Maricopa County, the citizens of the area are still feeling the effects of the Joe Arpaio regime. After winning a $3.75 million settlement against Joe Arpaio, Jim Larkin and Michael Lacey started the Frontera Fund, which is dedicated to protecting the First Amendment rights of the citizens of Maricopa County, most notably, the Latino community.

Joe Arpaio Unmasked by Larkin and Lacey

It’s barely over ten years since some heavily armed agents from the Selective Enforcement Unit of Maricopa County, Arizona, stormed the homes of Jim Larkin and Michael Lacey. The two were executives of Village Voice Media, the publisher of Phoenix New Times.

This attack followed strict orders from Joe Arpaio, the self-proclaimed “America’s Toughest Sheriff.” After storming their homes, the armed deputies hauled the two men and took them away in unmarked SUVs possessing Mexican license plates.

They were later imprisoned in two separate cells that were both managed by Arpaio, the Sheriff under the charges of unveiling discrete information about a grand jury that had been formed earlier by Arpaio. Read more: Michael Lacey | Crunchbase and Michael Lacey | Twitter

Their detention had followed increased publication and consistent coverage of the excessively aggressive tactics of law enforcement that had characterized the sheriff’s office. These backward tactics had defined the Sheriff’s department since his inauguration in 1992.

The coverage involved disclosure of Arpaio’s various orders against inmates and women especially if they were immigrants. These publications frustrated him and consequently ordered the arrest of Michael Lacey and Jim Larkin, with an intention to mask them.

As a result of the detention of Larkin and Lacey, what followed was a huge outcry by the public who felt that the arrests were illegal. This led to an immediate release of the two men in less than a day.

After the release, they filed a case against Joe Arpaio for illegally detaining them. It was obvious that Arpaio and his team had violated their First Amendment rights. In 2012, after engaging in a long and delayed legal war, the Ninth Circuit Court of Appeals eventually ruled that the pair had been imprisoned without any clear cause.

Another scary concept that was noted in the scathing ruling was that Sheriff Arpaio and his team of deputies were “public officials commanding the illegal detention of their critics.”

This ruling saw Maricopa County pay $3.75 million to Michael Lacey and Jim Larkin as settlement for the suit. From this amount that the pair got from the lawsuit, Jim Larkin and Michael Lacey decided to establish the Lacey and Larkin organization. This organization provides grants and funds to other organizations that fight for migrant rights in the whole of Arizona.

They have also developed the Lacey and Larkin Frontera Fund that works to support other non-profit organizations geared toward actively fighting for the rights of the Latinos and Hispanics, who has been gradually undermined during Arpaio’s tenure in Arizona.

As a result, regional and national human right organizations have begun to form to respond to the numerous oppressive cases building Arpaio’s legacy. The one run by Larkin and Lacey happens to be among the largest of these movements. Learn more about Jim Larkin and Michael Lacey: http://www.laceyandlarkinfronterafund.org/5-smart-ways-people-and-places-are-resisting-trumps-immigration-policies/ and http://reporterexpert.com/sheriff-arpaios-2017-criminal-conviction-clash-michael-lacey-jim-larkin/

The indisputable efforts by these movements have suppressed Arpaio’s rhetoric against the Latinos and have also seen the sheriff charged with criminal contempt, misconduct that was supposed to see him punished with a maximum sentence of six months. However, this never happened as President Trump came to his rescue and pardoned him.

Nevertheless, despite the pardon of Arpaio by the president, people are already aware of the sheriff’s misdeeds, and with the continued establishment of more and more such movements, there is hope that his agenda will be permanently curbed.

Mike Baur is the Entrepreneurial Guru Who Mentors Entrepreneurs.

In the world of business, various studies and conceptual researchers have proposed that there is a link between role models and many entrepreneurial intentions. Moreover, role models in industry emerge as major influential decision makers for entrepreneurs as they have a way of helping in decision making especially when it comes to starting a firm. One such role model and influencer is Mike Baur, a renowned and revered businessman who serves as an entrepreneur and hails from Switzerland. Over the years, Baur has garnered extensive experience working in the banking industry. However, after observing that most graduates faced impending challenges especially when it came to dealing with startups and new business ideas, he decided to take up the challenge of addressing their issues by instigating first viable strategies.

 

Background Look

 

Mike Baur decided to join two likeminded individuals namely Max Meister alongside Oliver Walzer to establish the Swiss Startup Factory. In one interview with the prominent Red Bull, Baur provides entrepreneurs with tips for succeeding in business even though they could just be startups. Majorly, he advises them to focus on recognizing an opportunity first. After identifying the opportunity, he adds that an individual will be able to seize viable chances for supplying products and services in such instances.

 

Implementing Business Ideas

 

When it comes to creating business opportunities, Baur advises entrepreneurs that there is a massive difference between having an idea and implementing it. Therefore, if you have a business idea and are interested in succeeding, you must implement it, however risky it seems. For instance, there may be an opportunity to supply groceries to a store. While that is already an idea and a market niche detected, it is highly essential for an individual to focus on the best implementation methods alongside working with likeminded individuals to accomplish the set goals.

 

Be Easily Adaptable

 

For Mike Baur, the success of an entrepreneur is highly reliable on the adaptability of an individual. His success policy goes on to state that failures are made to strengthen an individual. Therefore, while there are days when a business can be tremendously successful, there will be bad days, and it is critical to observe both while looking at the eventuality of having a successful business.

 

The Outline of His Career

 

Looking at his career and success stories, Mike Baur is apparently convinced that entrepreneurship is not linear at all times. Therefore, you must delve into any advantage that presents itself along your way to succeeding.

 

Waiakea Knows the Importance of Good Water

When Waiakea started, they knew bottling their water was something that would continue helping them get the options they needed. They also knew the bottled water was something that would help them see all the positive opportunities they had for success. It was their goal of giving back that made things easier on them and made it better for them to try different things. They always knew things would change and they felt it was important to address these changes in different situations. For the company to keep doing things the right way, they felt it was a positive experience they could count on. They also felt there were other things that would make more sense for people to try things on their own. Waiakea always wanted people to have easier access to their water no matter what.

For years, Waiakea spent time learning about the right way to offer different water options. They also felt it was important to address issues that other people had with water so they could make things easier for themselves. For Waiakea, the point of doing all this was making things easier for everyone in the industry. Between the work they put into helping other people with the right water choices and their desire to continue giving everyone the things that would help them, they were successful. It helped them see the different opportunities they could use to keep getting better on their own. Waiakea knew what to do and wasn’t afraid to keep giving people the right options.

Now that Waiakea is a popular water choice, people can get more from the company. They can also get different water choices that help them see the things that will keep giving them everything they need. There were times when Waiakea made sure they had to do things differently and that’s how they made the most out of the water they had. People can see what they can get from Waiakea and that helps everyone make more sense of the opportunities they have to continue using the water and using things that go along with the water.

https://www.specialtyfood.com/organization/108722/waiakea-inc/

https://vimeo.com/127305275

Louis Chenevert Provides Keys to His Lasting Legacy

Over the course of his career, Louis Chenevert has created a groundbreaking blueprint in business for his ability to bring about incredible results for each company that he been associated with. Louis Chenevert has been involved with a number of companies during his career in the business world, including Pratt & Whitney, where stayed from April 1999 until March 2006, acting as the President until leaving for United Technologies Corporation, as well as a prior career with General Motors that lasted 14 years. During his time with United Technologies Corporation, Louis Chenevert was a key entity in the culture shift that led to, what was, at the time, the most financially significant acquisition of its kind – the purchase of Goodrich Aerospace. The acquisition of Goodrich Aerospace led to a number of breakthroughs that would change the trajectory of the aircraft industry, including the development of the Geared Turbofan engine, which cut emissions and fuel consumption by a large margin, as well as the introduction of the F135 engine sole source position. As Louis Chenevert continues to transition into the next phase of his career, he sat down to discuss a variety of practices and mindsets that have played an integral role in his overall success.

Always looking to the future, Louis Chenevert recently expressed his excitement for the new advancements in modern technology that have allowed his company to progress by leaps and bounds. He has always employed a strict ability to remain focused on the task at hand throughout his career, and he also emphasizes the importance of surrounding yourself with a like-minded team that is ready to work toward a common goal. His team-oriented mindset requires that he provide his team with all of the necessary materials and assets to do their jobs to the best of their abilities, and he also ensures that when his team takes risks and create positive results, they are rewarded for their efforts. When thinking back on his worst job, Louis Chenevert cites his time as a first line supervisor at an assembly plant, which, despite its shortcomings, taught him a great deal about listening to his employees.

https://www.dailyforexreport.com/louis-chenevert-leadership-investment-innovation/

How Mike Baur’s banking experience can now be shared with startups all across Switzerland

While Switzerland may be known for a rich history of banking, one name stands out among the rest of Switzerland. For those on the outside looking in it may seem that a high ranking position within a Swiss bank is just about as high as you can go in business; at a surface level, it seems as though there is not much else to achieve. Mike Baur, however, decided to turn this philosophy on its head and go beyond.

 

Graduating nearly 30 years ago, Mike Baur began his career at Union Bank of Switzerland in 1991. Once he joined the company he quickly was promoted and advanced up the corporate ladder. He had been promoted to an important advisor position before the age of 30, a feat that was almost unheard of at the time. Despite his long tenure with the company, he decided to leave UBS for a greater opportunity with another Swiss bank called Clariden Leu. Once again Mike Baur was higher to a high-ranking position and kept this up for six years.

 

Throughout his banking career, he benefited from generous and reliable compensation, but this simply was not enough for him. The wealth management experts chose to share is experience with startup companies and other fledgling businesses. For that reason in 2014 he established the consulting and venture capital firm Swiss Startup Factory. Ultimately he had decided that even if he might not earn a stable of an income or even as great an income you would be much happier sharing his knowledge and helping others grow for themselves.

 

Ultimately, the company was a considerable risk. Mike Baur did not have as much direct consulting or tech experience but he more than made up for it with his financial acumen. The company operates in a two-fold fashion, generating income both from Consulting opportunities as well as serving as an incubator for the more standout companies.

 

For the most part, Mike Baur has found that he does not need to have the technological background himself just so long as he can spot an opportunity and it finance it well. Chosen startups can benefit from access to rent for offices in Switzerland, and each new enterprise receives 3 months worth of assistance.

 

At this point, Swiss Startup Factory has gotten so big that it has become an industry name for itself. The company is self-sustaining, creating its own networking and growth opportunities from within.