David Zalik’s brilliant vision for GreenSky Credit

Making money over the long term is all about finding value where others fail to see it. In different industries, this can be accomplished by radically different means. One entrepreneur, David Zalik, proved a statement that Carl Icahn has made famous: You make the most money by doing the simplest things.

With his firm, GreenSky Credit, Zalik has turned a simple idea into an ever-expanding enterprise that is on the verge of a possible IPO, which analysts have valued at upwards of $10 billion. This is an astonishing story of growth and adaptation that has seen GreenSky go from a self-financed startup to being one of the most dominant players in the fintech industry.

Creating real value is always best

Zalik had two key insights in the creation of GreenSky. The first was that there were a tremendous number of home improvement customers who were abandoning projects due to a lack of liquidity. The second key insight was that these borrowers were high-end and they were doing projects that almost invariably created net value, meaning that the cost of the home improvement projects was less than the total that it added to the home’s value.

Zalik knew that if GreenSky could make loans to customers who were doing profitable deals that the chances of most of the loans being paid back in full and on time would be close to 100 percent. It is well known throughout the banking industry that customers who are making large amounts of money directly from the use of their loans are far less likely to slip into default. At the same time, the fact that these borrowers were among those with the highest FICO scores to begin with meant that they were already excellent candidates to loan to.

This further meant that GreenSky would have no trouble bringing onboard some of the top lenders in the industry. Today, GreenSky is making billions of dollars’ worth of loans each year, using the services of some of the top lenders in the industry, including Fifth Third Bancorp, Sun Trust and Region’s bank. Zalik has been coy, but there are currently rumors swirling of an IPO that could be worth up to $10 billion.

https://www.greenskyonline.com/greensky/password/forgot

Maintain the Benefits of Youth with Jeunesse Global, LLC

About Jeunesse Global, LLC

Most people want to continue to enjoy the benefits of a youthful body and mind into their mature adult years. Meeting the global demand for youth enhancement is Jeunesse Global, LLC, which both manufactures and distributes products that help individuals achieve their personal fitness, health, beauty, and mental clarity goals with nutritional supplements and skin care products.

In September of 2009, Randy Ray and Wendy R. Lewis collaborated to co-found Jeunesse Global, LLC. The billion-dollar company bases its worldwide headquarters in Orlando, Florida, U.S.A. Its retail products are sold in more than 100 distinct countries, and Jeunesse Global has offices in 32 of these. In the winter of 2017, Jeunesse Global’s product line grew to include its NV foundation line, which uses a micro-mist for optimal coverage. That same year, Jeunesse ranked among the world’s top direct sales enterprises.

The Youth Enhancement System, or Y.E.S., encompasses these nine product categories:

  • Balance
  • Beautify
  • Clarity
  • Defend
  • Diminish
  • Energize
  • Enhance
  • Rejuvenate
  • Restore

The Youth Enhancement System

Beautify is the cosmetics line. The nutritional supplements category is the largest single sector of Jeunesse Global, LLC, encompassing the Balance, Clarity, Defend, Energize, Enhance, and Restore product lines. Jeunesse’s skin care products are in the Diminish and Rejuvenate product lines.

The Beautify System

Bronzer, foundation, and NV primer cosmetics give the user the appearance of professionally airbrushed makeup. With nine shades, these cosmetics blend with a wide variety of skin tones.

The Nutritional Supplements

  • Balance nutritional supplements help maximize fitness.
  • Clarity supplements support memory and mental concentration.
  • Defend gel supplements deliver fruit-based antioxidants.
  • Energize is a line of low-calorie energy drinks.
  • Enhance is the daily multivitamin line.
  • Restore is the line of natural herbal dietary supplements.

The Skin Care Line

Jeunesse’s skin care line includes its Instantly Ageless micro-cream and the Luminesce skin care line, which includes everything from hydrating face masks to cleaners to moisturizers to the Advance Night Repair cream. All the products in Diminish and Rejuvenate help restore the appearance of youthful, radiant skin for a glowing, natural look.

https://www.facebook.com/JeunesseHQ/

Jed McCaleb- Innovator using blockchain technology

Jed McCaleb is a tech entrepreneur and a brilliant programmer. He has been in the industry for quite a long time and has started a number of tech companies. His recent engagements are in the blockchain technology industry where he is working on projects that will tap into the huge potential of the cryptocurrencies and the blockchain technology. Jed McCaleb is regarded as a genius by those who know him. On matters of cryptography, p2p connections and other technologies that apply in the implementation of the blockchain technology, he is an expert. He had even worked with various blockchain companies before he started his own known as Stellar Foundation.

 

Over the years he has been in the industry looking for opportunities which he has implemented through other companies. However, it got to a point where he had to start something so that he could implement his ideas in the way he wanted. He got tired of being controlled by management who thought his ideas were not feasible.

 

When Jed McCaleb is not working, he like surfing. He normally travels to countries like Brazil and Costa Rica to enjoy the great surfing experience in that area. He currently lives in Patterson with his family. He is a graduate of the University of California Berkeley where he started his tech entrepreneurship at an early age. Jed McCaleb was born in 1975 in Arkansas.

 

Before Jed McCaleb joined the blockchain technology industry, he was still in the tech industry where he had opened a number of companies dealing with artificial intelligence and modern computing.

 

Jed McCaleb never completed his studies at UC Berkeley. In 2000 he created his own company known as eDonkey, which was a company dealing with files sharing. The company later faced challenges and declined. McCaleb left the program and moved on to start other ventures.

 

In 2009, the first digital currency-Bitcoin was launched. This is the currency that brought the concept of blockchain technology and crypto revolution. With the knowledge, McCaleb had in cryptography and P2P connections, he was in a right position to implement to make innovations based on this technology.

Louis Chenevert Provides Keys to His Lasting Legacy

Over the course of his career, Louis Chenevert has created a groundbreaking blueprint in business for his ability to bring about incredible results for each company that he been associated with. Louis Chenevert has been involved with a number of companies during his career in the business world, including Pratt & Whitney, where stayed from April 1999 until March 2006, acting as the President until leaving for United Technologies Corporation, as well as a prior career with General Motors that lasted 14 years. During his time with United Technologies Corporation, Louis Chenevert was a key entity in the culture shift that led to, what was, at the time, the most financially significant acquisition of its kind – the purchase of Goodrich Aerospace. The acquisition of Goodrich Aerospace led to a number of breakthroughs that would change the trajectory of the aircraft industry, including the development of the Geared Turbofan engine, which cut emissions and fuel consumption by a large margin, as well as the introduction of the F135 engine sole source position. As Louis Chenevert continues to transition into the next phase of his career, he sat down to discuss a variety of practices and mindsets that have played an integral role in his overall success.

Always looking to the future, Louis Chenevert recently expressed his excitement for the new advancements in modern technology that have allowed his company to progress by leaps and bounds. He has always employed a strict ability to remain focused on the task at hand throughout his career, and he also emphasizes the importance of surrounding yourself with a like-minded team that is ready to work toward a common goal. His team-oriented mindset requires that he provide his team with all of the necessary materials and assets to do their jobs to the best of their abilities, and he also ensures that when his team takes risks and create positive results, they are rewarded for their efforts. When thinking back on his worst job, Louis Chenevert cites his time as a first line supervisor at an assembly plant, which, despite its shortcomings, taught him a great deal about listening to his employees.

https://www.dailyforexreport.com/louis-chenevert-leadership-investment-innovation/

The Success of Bob Reina at Talk Fusion

PRNewswire published an article on April, 2017 about Bob Reina publishing two articles on the Huffpost. Bob Reina is the current CEO and Founder of a video marketing firm which is based in Florida. The articles were published as the new that Huffpost was undergoing rebranding were underway. The first article on that week that was released by Bob Reina was about how people can understand their audience and promote with a purpose. The article went live in 24th, April 2017, just a day before The Huffington Post announced it’s renaming to HuffPost. The second article that Bob Reina wrote was after a few days later and it talked about thriving in a society that is filled with quitters.

After changing its name and giving a new spin to its mission, The Huffington Post aims to talk about stories of individuals who have been left out of the most crucial conversation. The Editor-in-Chief of HuffPost, Lydia Polgreen stated that the initiatives of their company go hand in hand with the purpose of Bob Reina as an important contributor and also as the leader of Talk Fusion. Bob Reina said that he has always been a strong believer when it comes to the art of innovation and that the growth of any particular brand is never complete. As a philanthropist and a leader, the goal of bob Reina is to always set individuals up to succeed, regardless of where they are positioned globally or even how their background looks like. Bob Reina hopes to reflect this in his articles.

Bob Reina started being a contributor at the HuffPost in August 2016. The contributor platform of Bob is very diverse and highlights marketing, entrepreneurship skillful selling, lifestyle as well as self-development. During the announcement of the two articles, Bob Reina stated that he was overwhelmed to see that the normal platform has now taken a step back so as to hone on the important matters like fulfillment and also culture. He added that he hopes to share many more articles that are insightful with his customers and associates at the Talk Fusion. Bob Reina founded Talk Fusion in 2007 and has ever since experienced a lot of success and growth. Learn more: https://www.youtube.com/user/TalkFusionOfficial